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Casualty Insurance Products

Workers Compensation:  All insurance companies writing workers compensation are not created equal. Matching the right carrier to your specific exposure and your client base matrix requires extensive knowledge of the marketplace as well as each carriers risk appetite. There are numerous companies writing workers compensation for service contractors throughout the US, and there are also employee management options available through quality PEOs. We help you select the solution that represents your best value in terms of price and services offered. We work with you to develop the right rating plan with the right carrier, and negotiate the best pricing and terms on your behalf. We are well-versed in the design and implementation of guaranteed cost, high deductible, retrospectively-rated and self-insured programs.

General Liability:  We match you with the most cost-effective insurance for your unique needs, helping you select programs based on payroll, billable hours or revenue. Most importantly, we work on your behalf with the insurance company underwriters to eliminate or modify many typical policy exclusions that could expose your firm to catastrophic uninsured losses. We also write umbrella and excess limits up to twenty five million dollars, and can offer limits on your entire company, for specific clients, or for a single location.

Commercial Auto Insurance:  Whether you have just one company car for an executive, or a fleet of one hundred vehicles, we help you locate and obtain coverage from insurers who represent the best value for your company.

Products for government contractors:  If you currently provide or are looking to explore the vast opportunities in security for federal, state or local governments, we have all of the products and services you need. We handle bid and performance bonding as well as specialized health and welfare programs designed to integrate with the Service Contract Act. We also work with various lenders who can provide accounts receivable-based financing and advance contract acquisition costs.